Insurance Companies & Auto Collision Claims

It’s common practice for some auto insurance companies to refer you to get your collision repair work done at a “partner” or “network” body shop. This is not always in your best interest. The reason for this is that the insurance company can influence and control the costs of the repair through the body shop…often asking the repair shop to keep costs down by using particular aftermarket parts, for example.

Most people that have been in auto accident don’t realize that they can bring their vehicle to the body shop of their choice for the repair, and they don’t have to take it wherever the insurance company wants them to. The truth is, not all body shops are equal, and besides cutting corners to lower the costs for insurance companies, most auto body shops have a three to four week turn-around time for repairs, keeping you without your vehicle for too long.

Even if the insurance company covers a rental car, many times the rental time they cover is less than the time the body shop takes to finish the repair, making you pay extra out of your own pocket just to keep the rental car.

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